¶¶Òõ¶ÌÊÓƵ

All Countries
Real Estate
Promissory Note And Deed Of Trust

Promissory Note And Deed Of Trust Template for India

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Promissory Note And Deed Of Trust

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Promissory Note And Deed Of Trust

"I need a Promissory Note and Deed of Trust for a Rs. 50 lakh loan secured by my commercial property in Mumbai, with monthly payments over 5 years starting March 2025, including a prepayment option after 2 years."

Celebrated by
Collaborations with
Investors
Document background
The Promissory Note And Deed Of Trust is commonly used in Indian lending transactions where a lender requires security for their loan. This document serves a dual purpose: it evidences the debt through the promissory note component while simultaneously creating a security interest through the trust arrangement. It's particularly useful in situations where direct mortgages may be complicated or undesirable. The document must comply with multiple Indian statutes, including the Negotiable Instruments Act, Indian Trust Act, and Registration Act. It typically includes comprehensive details about the loan terms, property held in trust, trustee powers, enforcement rights, and default remedies. This structure is popular in both institutional and private lending scenarios, offering protection to lenders while providing borrowers with clear terms and conditions.
Suggested Sections

1. Parties: Identification of the maker/borrower, payee/lender, and trustee

2. Background: Context of the loan and trust arrangement

3. Definitions: Key terms used throughout the document

4. Promise to Pay: Unconditional promise to pay, stating principal amount, interest rate, and payment terms

5. Payment Terms: Detailed schedule of payments, including dates, amounts, and method of payment

6. Trust Creation: Establishment of the trust, appointment of trustee, and trust property details

7. Security: Description of assets being held in trust as security

8. Trustee Powers and Duties: Enumeration of trustee's authorities and responsibilities

9. Events of Default: Circumstances constituting default and consequences

10. Enforcement Rights: Rights and remedies of the payee/beneficiary upon default

11. Representations and Warranties: Standard declarations by the maker regarding capacity and authority

12. Governing Law: Specification of Indian law as governing law

13. Execution: Signature blocks and attestation requirements

Optional Sections

1. Prepayment Provisions: Include when early payment options are to be allowed

2. Additional Security: Include when multiple properties or assets are being held as security

3. Insurance Requirements: Include when specific insurance must be maintained on trust property

4. Successor Trustee Provisions: Include when specific provisions for trustee replacement are needed

5. Co-makers: Include when there are multiple makers of the note

6. Guarantor Provisions: Include when third-party guarantees are part of the arrangement

7. Assignment Rights: Include when transfer rights need to be specifically addressed

Suggested Schedules

1. Schedule A - Property Description: Detailed legal description of property held in trust

2. Schedule B - Payment Schedule: Amortization schedule or detailed payment terms

3. Schedule C - Insurance Requirements: Specific insurance requirements for trust property

4. Appendix 1 - Property Documents: Copies of property titles and relevant certificates

5. Appendix 2 - Valuation Report: Current valuation of trust property

6. Appendix 3 - KYC Documents: Identity and address proof documents of all parties

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions
































Clauses




























Relevant Industries

Banking

Financial Services

Real Estate

Construction

Private Lending

Housing Finance

Commercial Property

Asset Management

Investment

Property Development

Relevant Teams

Legal

Finance

Credit

Risk Management

Compliance

Real Estate

Investment

Treasury

Documentation

Corporate Secretarial

Operations

Relevant Roles

Legal Counsel

Finance Manager

Credit Officer

Risk Manager

Trust Officer

Loan Officer

Property Manager

Compliance Officer

Real Estate Manager

Investment Manager

Portfolio Manager

Document Controller

Company Secretary

Treasury Manager

Industries







Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Foundation Deed Of Trust

A legal document under Indian law that establishes and governs a trust, defining its structure, objectives, and management framework.

find out more

Private Discretionary Trust Deed

An Indian law-governed trust deed establishing a discretionary trust where trustees have flexibility in distributing assets among defined beneficiaries, commonly used for family wealth management and succession planning.

find out more

Discretionary Family Trust Deed

An Indian law-governed trust deed establishing a discretionary family trust for managing and distributing family assets with flexible beneficiary arrangements.

find out more

Registered Trust Deed

A legally binding document under Indian law that establishes a trust, transfers assets to trustees, and governs trust operations and administration.

find out more

Pension Scheme Trust Deed

An Indian law-governed trust deed establishing and regulating a pension scheme, defining rights and obligations of trustees, employers, and members under PFRDA regulations.

find out more

Employee Ownership Trust Deed

An Indian law-governed trust deed establishing an employee ownership structure, defining trustee powers, beneficiary rights, and share ownership mechanisms.

find out more

Definitive Trust Deed

An Indian law-governed legal instrument that establishes a trust, transfers assets to trustees, and sets out comprehensive terms for trust management and beneficiary rights.

find out more

Deed Of Interest

An Indian legal document that creates or transfers property interests, governed by the Transfer of Property Act and state property laws.

find out more

Bare Trust Deed

An Indian law-governed trust deed establishing a bare trust arrangement where trustees hold legal title to assets and must act according to beneficiary instructions.

find out more

Deed Of Appointment Trust

An Indian law-governed document that formally appoints trustees and establishes trust terms, including asset transfer, beneficiary rights, and trustee duties.

find out more

Promissory Deed

An Indian law-governed financial instrument containing an unconditional written promise to pay a specified sum of money from one party to another.

find out more

Gift Deed To Charitable Trust

An Indian legal document that transfers assets or property from a donor to a charitable trust, governed by the Transfer of Property Act and trust laws.

find out more

Deed Of Trust Note

An Indian legal document establishing a trust arrangement and detailing its terms, conditions, and administration under Indian trust law.

find out more

Future Advance Deed Of Trust

An Indian law security instrument creating a trust arrangement to secure both current and future loan advances against real property, combining traditional deed of trust elements with future disbursement provisions.

find out more

Public Trustee's Deed

An Indian legal document establishing a public trust under the Public Trustee's supervision, governed by the Indian Trusts Act and state-specific trust laws.

find out more

Credit Line Deed Of Trust

An Indian law-governed document establishing a trust structure to secure a revolving credit facility, combining trust and security arrangements for lending purposes.

find out more

Pocket Deed Of Trust

A concise trust instrument under Indian law that establishes and governs trust arrangements, defining key terms for trust creation and management.

find out more

Master Deed Of Trust

An Indian law-governed document that establishes a trust, defining the transfer of assets, rights, and obligations of trustees and beneficiaries.

find out more

Commercial Deed Of Trust

An Indian law-governed trust deed establishing a commercial trust structure, defining asset management, trustee powers, and beneficiary rights under the Indian Trusts Act, 1882.

find out more

Partial Claim Deed Of Trust

An Indian law deed establishing a trust arrangement for partial property interests, governed by the Indian Trusts Act 1882.

find out more

Personal Injury Trust Deed

An Indian law-governed trust deed for managing personal injury compensation funds, establishing trustee powers and beneficiary protections under the Indian Trusts Act 1882.

find out more

Junior Deed Of Trust

An Indian law-governed security instrument creating a subordinate trust interest in real property, subject to an existing senior trust deed.

find out more

Community Trust Deed

An Indian law-governed legal document establishing a community trust, defining its structure, governance, and charitable purposes under the Indian Trusts Act, 1882.

find out more

Revocable Deed

An Indian law-compliant deed that creates or transfers rights while maintaining the grantor's power to revoke under specified conditions.

find out more

Subordinate Deed Of Trust

An Indian legal document establishing a subordinate security interest in real property, creating a hierarchy between multiple beneficiaries under Indian trust and property laws.

find out more

Replacement Trust Deed

An Indian law-governed deed that facilitates the replacement of trustees in an existing trust, ensuring proper transfer of assets and responsibilities while maintaining trust continuity.

find out more

Performance Deed Of Trust

An Indian law-governed trust deed that establishes a trust structure with performance-based criteria and metrics for conditional distribution of benefits.

find out more

Notarial Deed Of Trust

An Indian legal document creating a notarized trust arrangement under the Indian Trusts Act, establishing property management and beneficiary rights.

find out more

Leasehold Deed Of Trust

An Indian legal document establishing a trust to hold and manage leasehold property interests, governed by Indian trust and property laws.

find out more

Deed Of Gift To Trust

An Indian legal document that facilitates the transfer of property or assets from a donor to a trust, governed by Indian trust and property laws.

find out more

Revocable Gift Deed

An Indian legal document enabling property transfer with revocation rights, governed by the Transfer of Property Act, 1882.

find out more

Floating Deed Of Trust

An Indian law-governed security instrument creating a floating charge over company assets through a trust structure, allowing business operational flexibility until crystallization.

find out more

Flexible Trust Deed

An Indian law-governed trust deed establishing a flexible trust structure for asset management and protection, with adaptable administrative and distribution provisions.

find out more

All Inclusive Trust Deed

A comprehensive legal document under Indian law that establishes and regulates a trust's complete operation, incorporating all necessary provisions for effective trust management.

find out more

Testamentary Trust Deed

An Indian law-governed trust deed created through a will that establishes the framework for managing and distributing assets after the testator's death.

find out more

Note And Deed Of Trust

An Indian legal instrument that combines a promissory note with trust arrangements, governed by Indian trust and property laws, establishing both financing terms and trust governance structure.

find out more

Inter Vivos Deed

A legal document used in India for transferring property rights between living persons, governed by the Transfer of Property Act and state registration laws.

find out more

Revocable Deed Of Trust

An Indian law-governed trust deed that establishes a revocable trust arrangement, allowing asset transfer while maintaining settlor's right to modify or revoke.

find out more

Second Trust Deed

A legal document under Indian law that modifies or amends an existing trust deed, outlining changes to trust structure, administration, or benefits.

find out more

Irrevocable Deed

An Indian law-governed document that creates a permanent, non-revocable transfer of rights or property between parties, requiring formal registration and stamp duty payment.

find out more

Master Trust Deed

A comprehensive legal document under Indian law that establishes and governs a trust structure, defining trustee powers, beneficiary rights, and trust management framework.

find out more

Promissory Note And Deed Of Trust

An Indian law-governed document combining a promissory note with a trust deed to create a secured lending arrangement with property held as collateral.

find out more

Irrevocable Deed Of Gift

An Indian legal document enabling permanent and irrevocable transfer of property from donor to donee, governed by the Transfer of Property Act and requiring mandatory registration.

find out more

Security Trust Deed

An Indian law-governed document establishing a trust arrangement for holding and managing security interests on behalf of multiple beneficiaries in financial transactions.

find out more

Family Trust Deed

An Indian law-governed trust deed establishing a family trust, defining asset management and distribution mechanisms for family beneficiaries.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.