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1. Guarantor Provisions: Required when there is a guarantor securing the mortgage obligations

2. Additional Security: Used when additional collateral or security is being provided beyond the primary mortgaged property

3. Step-in Rights: Included when the lender requires rights to take control of property management or development

4. Environmental Matters: Required for commercial properties or when environmental risks are a concern

5. Development Obligations: Included when the mortgaged property is under development or construction

6. Assignment and Transfer: Detailed provisions for when either party wishes to assign their rights under the mortgage

7. Cross-Default: When the mortgage is part of a larger financing arrangement with cross-default provisions

8. Negative Pledge: Restrictions on creating additional encumbrances on the property

1. Schedule 1 - Property Description: Detailed legal description of the mortgaged property including boundaries, measurements, and title details

2. Schedule 2 - Payment Schedule: Detailed amortization schedule showing principal and interest payments

3. Schedule 3 - Insurance Requirements: Specific insurance requirements including types of coverage and minimum amounts

4. Schedule 4 - Form of Notices: Template formats for various notices under the agreement

5. Schedule 5 - Existing Encumbrances: List of any pre-existing charges or encumbrances on the property

6. Schedule 6 - Property Documents: List of title documents and other property-related documents

7. Appendix A - Power of Attorney: Format of power of attorney in favor of the lender for enforcement purposes

8. Appendix B - Declaration and Undertakings: Standard form declarations and undertakings by the borrower