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1. Guarantor Provisions: Required when there is a guarantor for the mortgage loan, detailing their obligations and liabilities

2. Power of Attorney: Optional clause granting specific powers to the mortgagee, used in certain types of mortgages

3. Construction Provisions: Required when the property is under construction, including completion timelines and related obligations

4. Assignment and Transfer: Optional section detailing the conditions under which the mortgage can be assigned or transferred

5. Electronic Communication: Optional section for modern agreements specifying the validity of electronic notices and communications

6. Force Majeure: Optional clause dealing with unforeseen circumstances affecting the agreement obligations

1. Schedule I - Property Description: Detailed description of the property including exact measurements, boundaries, and any easements or rights

2. Schedule II - Payment Schedule: Detailed amortization schedule showing principal and interest breakup for each installment

3. Schedule III - Title Documents: List of title documents relating to the property

4. Schedule IV - Insurance Requirements: Specific insurance requirements including types of coverage and minimum amounts

5. Schedule V - Existing Encumbrances: Details of any existing charges or encumbrances on the property

6. Appendix A - Property Documents: Copies of property cards, tax receipts, and other relevant property documents

7. Appendix B - KYC Documents: Copies of identity and address proofs of the parties