The Margin Lending Agreement serves as the primary legal document governing the provision of margin lending facilities in India's securities market. This agreement is essential when investors seek to leverage their existing portfolio to obtain additional funding for securities trading. The document, structured in accordance with Indian contract law and SEBI regulations, establishes the framework for the lending relationship, including crucial elements such as margin requirements, collateral arrangements, and default procedures. It incorporates specific requirements mandated by Indian regulatory authorities, including the Securities and Exchange Board of India (SEBI) and the Reserve Bank of India (RBI), particularly regarding margin maintenance, eligible securities, and risk management protocols. The agreement is designed to protect both lender and borrower interests while ensuring market stability through proper risk controls.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender (typically a broker or financial institution) and the borrower, including their registered addresses and regulatory registrations
2. Background: Context of the agreement, including the purpose of margin lending and the regulatory framework under which it operates
3. Definitions: Detailed definitions of technical terms, including 'Margin', 'Collateral', 'Margin Call', 'Initial Margin', 'Maintenance Margin', etc.
4. Facility Terms: Details of the margin lending facility, including credit limit, interest rates, and tenure
5. Margin Requirements: Specifications for initial margin, maintenance margin, and margin call procedures
6. Collateral Arrangements: Terms regarding the pledge of securities, acceptable forms of collateral, and valuation methods
7. Rights and Obligations: Detailed responsibilities of both parties, including reporting requirements and communication procedures
8. Interest and Fees: Structure and calculation of interest, fees, and other charges
9. Representations and Warranties: Standard and specific declarations by both parties regarding their capacity and authority
10. Events of Default: Comprehensive list of default events and their consequences
11. Remedies and Enforcement: Rights and procedures for enforcement in case of default, including liquidation of collateral
12. Term and Termination: Duration of the agreement and circumstances for termination
13. General Provisions: Standard clauses including notices, amendments, governing law, and jurisdiction
1. Electronic Trading Platform: Terms specific to electronic trading platforms when margin lending is provided through an online system
2. Additional Services: Terms for any additional services like research, advisory, or portfolio management
3. Foreign Securities: Special provisions for margin lending against foreign securities, if applicable
4. Group Company Arrangements: Special terms for corporate groups with multiple trading accounts
5. Risk Disclosure: Additional risk disclosures beyond regulatory requirements for sophisticated investors
6. Force Majeure: Detailed provisions for market disruptions and extraordinary events
1. Schedule 1 - Eligible Securities: List of securities acceptable as collateral and their respective margin requirements
2. Schedule 2 - Interest and Fee Schedule: Detailed breakdown of interest rates, fees, and charges
3. Schedule 3 - Margin Calculation Methodology: Technical details of how various margins are calculated
4. Schedule 4 - Operating Procedures: Detailed procedures for margin calls, collateral deposits, and withdrawals
5. Schedule 5 - KYC Requirements: List of required KYC documents and compliance requirements
6. Schedule 6 - Risk Disclosure Statement: Detailed risk disclosures as required by SEBI regulations
7. Appendix A - Standard Forms: Templates for margin calls, collateral deposits, and other routine communications
Relevant legal definitions
Clauses
Relevant Industries
Financial Services
Banking
Securities Trading
Investment Management
Brokerage Services
Wealth Management
Asset Management
Corporate Finance
Relevant Teams
Legal
Compliance
Risk Management
Credit
Trading Operations
Client Relations
Documentation
Internal Audit
Operations
Front Office
Portfolio Management
Relevant Roles
Chief Legal Officer
Legal Counsel
Compliance Officer
Risk Manager
Credit Manager
Trading Manager
Portfolio Manager
Investment Advisor
Operations Manager
Chief Risk Officer
Chief Compliance Officer
Relationship Manager
Credit Analyst
Legal Documentation Specialist
Securities Trading Officer
Branch Manager
Find the exact document you need
Pre Contract Agreement Car (Finance)
An Indian law-governed preliminary agreement setting out the framework and conditions for a potential car financing arrangement between a lender and prospective borrower.
find out more
Mortgage Servicing Agreement
An agreement governing mortgage servicing operations in India, establishing the relationship between lenders and servicers under Indian banking laws.
find out more
Letter For Lending Money To Someone
An Indian law-compliant letter document that formalizes a money lending arrangement between parties, detailing loan terms and conditions.
find out more
Lending Money Letter
A formal Indian law-compliant document establishing loan terms between parties, including amount, interest, and repayment conditions.
find out more
Lending Form
An Indian law-compliant lending form that documents loan agreements between lenders and borrowers, incorporating key regulatory requirements and transaction terms.
find out more
Hardware Loan Agreement
An Indian law-governed agreement establishing terms for temporary hardware loans between parties, including usage conditions, maintenance requirements, and return specifications.
find out more
Borrow Agreement Form
An Indian law-governed agreement establishing terms and conditions for borrowing arrangements, including loan amount, interest rates, and repayment terms.
find out more
Business Loan Broker Agreement
An Indian law-governed agreement establishing terms for loan broking services between a financial intermediary and a business client, including service scope and regulatory compliance requirements.
find out more
Borrowing Money Letter
A formal letter document governed by Indian law that establishes loan terms between borrower and lender, serving as a legally binding record of the borrowing arrangement.
find out more
Unsecured Personal Loan Agreement
An Indian law-governed agreement for unsecured personal loans, establishing loan terms and parties' obligations without requiring collateral.
find out more
Two Wheeler Loan Agreement
An Indian law-governed agreement establishing terms and conditions for two-wheeler vehicle financing, including loan details, security arrangements, and party obligations.
find out more
Term Loan Facility Agreement
An Indian law-governed agreement setting out terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Syndicated Facility Agreement
An Indian law-governed agreement establishing terms for a loan provided by multiple lenders (syndicate) to a borrower, detailing facility terms and regulatory compliance requirements.
find out more
Simple Mortgage Deed Draft
An Indian legal document creating a charge on immovable property as security for a loan, governed by the Transfer of Property Act, 1882.
find out more
Simple Mortgage Agreement
An Indian legal document creating a security interest in real property as loan collateral, governed by the Transfer of Property Act, 1882.
find out more
Simple Loan Agreement Form
An Indian law-governed agreement establishing terms and conditions between lender and borrower for a basic loan transaction.
find out more
Self Help Group Loan Agreement Form
An Indian jurisdiction agreement establishing loan terms between a financial institution and a Self Help Group, incorporating group liability and microfinance regulations.
find out more
Private Loan Agreement For (Real Estate)
An Indian law-governed agreement establishing terms and conditions for private lending secured against real estate property, including loan terms, security arrangements, and enforcement mechanisms.
find out more
Peer To Peer Lending Agreement
An RBI-compliant agreement governing peer-to-peer lending transactions in India, establishing terms between lender and borrower through a regulated P2P platform.
find out more
Personal Loan Letter
An Indian-law governed letter documenting personal loan terms between parties, including loan amount, interest, repayment schedule, and obligations.
find out more
Personal Loan Contract Form
An Indian law-governed contract template establishing terms and conditions for personal loans between financial institutions and individual borrowers.
find out more
Personal Loan Agreement Document
An Indian law-governed agreement documenting terms and conditions of a personal loan between lender and borrower, including loan amount, interest, repayment terms, and legal obligations.
find out more
Personal Loan Agreement Contract
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and borrower, including loan amount, interest, and repayment terms.
find out more
Personal Line Of Credit Agreement
An Indian law-governed agreement establishing a personal line of credit facility between a financial institution and an individual borrower, setting out terms for revolving credit access.
find out more
Small Loan Contract
An Indian law-governed agreement establishing terms and conditions for a small-scale loan between lender and borrower, including loan amount, interest rates, and repayment terms.
find out more
Small Loan Agreement
An Indian law-compliant agreement for documenting small-scale lending arrangements, specifying loan terms, repayment conditions, and security provisions.
find out more
Pro Forma Loan Agreement
A standard-form loan agreement template compliant with Indian law and banking regulations, establishing terms for lending transactions.
find out more
Loan Car Form
An Indian-compliant legal document establishing terms and conditions for temporary vehicle loans between parties, adhering to Indian motor vehicle and contract laws.
find out more
Mortgage Subordination Agreement
An Indian law-governed agreement that establishes priority between multiple mortgages on a property, where one mortgage holder agrees to subordinate their security interest to another.
find out more
Family Member Promissory Note
An Indian-law governed promissory note formalizing loan agreements between family members, establishing legally binding terms while preserving familial relationships.
find out more
Vendor Finance Loan Agreement
An Indian law-governed agreement establishing terms for vendor financing, including loan details, security arrangements, and party obligations.
find out more
Employee Computer Loan Agreement
An Indian law-governed agreement establishing terms for employer-provided computer equipment loans to employees, including repayment and usage conditions.
find out more
Acknowledgement Of Debt Agreement
An Indian law-governed agreement formally recognizing a debt obligation between parties, including repayment terms and interest calculations.
find out more
Balloon Loan Agreement
An Indian law-governed loan agreement featuring smaller periodic payments with a large final balloon payment, structured under Indian banking and contract laws.
find out more
Loan Agreement Between Companies
An Indian law-governed agreement establishing terms and conditions for an inter-company loan, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Inter Lender Agreement
An Indian law-governed agreement establishing rights and relationships between multiple lenders in a financing arrangement, compliant with Indian banking regulations.
find out more
Overagreement
An Indian law-governed master agreement establishing framework terms for ongoing business relationships and future specific transactions.
find out more
Litigation Financing Agreement
An Indian law-governed agreement establishing terms for third-party funding of legal proceedings, including funding commitments, returns, and control mechanisms.
find out more
Credit Terms Agreement
An India-governed agreement establishing credit facility terms between lender and borrower, compliant with Indian banking regulations and enforcement mechanisms.
find out more
Subordinated Loan Agreement
An Indian law-governed agreement establishing a subordinated loan facility where the lender's claims are contractually subordinate to senior debt obligations.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)