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1. Consumer Protection Provisions: Required when borrower is a consumer, including statutory warnings and cooling-off rights

2. Security Trustee Provisions: Required for syndicated loans or multiple lenders

3. Insurance Requirements: Detailed insurance obligations when collateral requires specific insurance coverage

4. Guarantor Provisions: Required when a third party is guaranteeing the loan

5. Registration Requirements: Specific provisions for registering security interests based on collateral type

6. Tax Provisions: Detailed tax clauses when transaction has specific tax implications

7. Currency Provisions: Required when loan or payments involve multiple currencies

8. Assignment and Transfer: Detailed provisions when loan may be syndicated or transferred

1. Schedule 1 - Collateral Description: Detailed description and identification of all assets serving as collateral

2. Schedule 2 - Repayment Schedule: Detailed payment amounts and dates

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan drawdown

4. Schedule 4 - Form of Drawdown Notice: Template for borrower to request loan disbursement

5. Schedule 5 - Security Documents: Forms of additional security documents required

6. Schedule 6 - Financial Covenants: Detailed financial ratios and calculations

7. Appendix A - Relevant Property Certificates: Copies of property titles or certificates if real estate is collateral

8. Appendix B - Insurance Certificates: Copies of required insurance policies covering collateral