¶¶Òõ¶ÌÊÓƵ

Finance Agreement Template for Ireland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Finance Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Finance Agreement

"I need a Finance Agreement for a €5 million secured corporate loan to be provided by Allied Irish Banks to our manufacturing company, with quarterly repayments over 5 years starting March 2025, secured against our factory premises in Dublin."

Document background
The Finance Agreement serves as the primary legal instrument for documenting financial facilities in Ireland, whether for corporate, commercial, or consumer purposes. This document type is essential when establishing formal lending arrangements and must comply with Irish financial services regulations, consumer protection laws, and relevant EU directives. The agreement typically includes detailed provisions on facility terms, drawdown mechanisms, security arrangements, and regulatory compliance requirements. It's particularly important that the Finance Agreement incorporates all necessary elements required by Irish law while maintaining clarity and enforceability. The document is designed to protect both lender and borrower interests while ensuring transparency and regulatory compliance in financial transactions within the Irish jurisdiction.
Suggested Sections

1. Parties: Identification of the finance provider and the borrower/recipient of finance, including full legal names and addresses

2. Background: Context of the financing arrangement, purpose of the facility, and any relevant pre-conditions

3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules of interpretation

4. The Facility: Details of the financial facility including amount, purpose, and any tranches

5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available

6. Drawdown: Procedures and requirements for drawing down the facility

7. Interest: Interest rate, calculation method, payment periods, and default interest provisions

8. Repayment: Repayment terms, schedule, and mechanisms

9. Fees and Costs: All applicable fees, charges, and cost allocation

10. Representations and Warranties: Statements of fact and assurances given by the borrower

11. Covenants: Positive and negative obligations of the borrower during the term

12. Events of Default: Circumstances constituting default and consequences

13. Regulatory Compliance: Compliance with Irish financial regulations and anti-money laundering requirements

14. Data Protection: GDPR compliance and data handling provisions

15. Governing Law and Jurisdiction: Confirmation of Irish law governance and jurisdiction of Irish courts

Optional Sections

1. Security: Required when the facility is secured against assets or requires guarantees

2. Insurance: Required when specific insurance coverage must be maintained

3. Special Drawing Rights: Used for facilities with multiple drawing options or special drawing conditions

4. Tax Provisions: Detailed tax provisions when complex tax implications exist

5. Financial Covenants: Required for corporate borrowers or larger facilities with financial maintenance requirements

6. Assignment and Transfer: Required when transfer rights need to be specified, particularly for syndicated facilities

7. Guarantee Provisions: Required when third-party guarantees are part of the arrangement

8. Change of Control: Required for corporate borrowers to address ownership change scenarios

Suggested Schedules

1. Schedule 1 - Conditions Precedent Documents: List of required documents and conditions to be satisfied before drawdown

2. Schedule 2 - Drawdown Notice: Form of drawdown request to be used by the borrower

3. Schedule 3 - Repayment Schedule: Detailed amortization or repayment schedule

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees and charges

5. Schedule 5 - Security Documents: List and copies of security documents if applicable

6. Schedule 6 - Form of Compliance Certificate: Template for periodic compliance certification

7. Appendix A - Calculation of Interest: Detailed methodology for interest calculations

8. Appendix B - Required Insurance: Detailed insurance requirements if applicable

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions























































Clauses



































Relevant Industries

Banking

Financial Services

Corporate Finance

Real Estate

Manufacturing

Retail

Technology

Healthcare

Agriculture

Construction

Energy

Transportation

Education

Professional Services

Relevant Teams

Legal

Finance

Treasury

Compliance

Risk Management

Credit

Corporate Banking

Commercial Banking

Business Development

Company Secretariat

Operations

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Financial Controller

Legal Counsel

Compliance Officer

Risk Manager

Credit Manager

Corporate Banker

Relationship Manager

Legal Director

Company Secretary

Finance Manager

Credit Risk Officer

Loan Officer

Commercial Director

Business Development Manager

Industries









Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Standard Personal Loan Agreement

An Irish law-governed personal loan agreement establishing terms and conditions between a lender and individual borrower, compliant with Irish consumer credit legislation.

find out more

Simple Shareholder Loan Agreement

An Irish law-governed agreement setting out terms for a loan from a shareholder to a company, including loan amount, interest, and repayment conditions.

find out more

Legal Personal Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a personal loan between a financial institution and an individual borrower.

find out more

Agreement To Repay Debt

An Irish law agreement that formalizes debt repayment terms between a creditor and debtor, setting out payment schedule, interest, and default provisions.

find out more

Peer To Peer Lending Agreement

An Irish law-governed agreement establishing terms and conditions for peer-to-peer lending between individuals, typically facilitated through a P2P platform.

find out more

Vendor Finance Loan Agreement

An Irish law-governed agreement establishing terms for vendor-provided equipment financing, including loan conditions, security arrangements, and regulatory compliance requirements.

find out more

Facility Agreement Loan

An Irish law-governed agreement establishing a lending facility between a lender and borrower, detailing loan terms, conditions, and security arrangements.

find out more

Standard Mortgage Agreement

An Irish law-governed agreement establishing the terms and security for a mortgage loan between a financial institution and borrower, including loan terms, obligations, and security provisions.

find out more

Director Loan To Company Agreement

An Irish law-governed agreement documenting a loan from a director to their company, including loan terms, repayment conditions, and compliance requirements.

find out more

Lender Lendee Agreement

An Irish law-governed agreement establishing terms and conditions between lender and borrower, compliant with Irish financial regulations and consumer protection laws.

find out more

Inter Lender Agreement

An Irish law agreement establishing rights, priorities, and relationships between multiple lenders in a financing transaction.

find out more

Overagreement

Irish law master agreement establishing a framework for future business relationships and subsidiary agreements between parties.

find out more

Loan Note Register

An Irish law-compliant register documenting the issuance, ownership, and transfer of company loan notes, maintained in accordance with the Companies Act 2014.

find out more

Loan Consent Form

An Irish law-governed document that captures borrower consent for loan terms, data processing, and credit checks, ensuring compliance with Irish banking and consumer protection regulations.

find out more

Inter Corporate Loan Agreement

Irish law-governed loan agreement between corporate entities, setting out comprehensive terms for corporate lending facilities including drawdown, repayment, and security provisions.

find out more

Flexi Finance Loan Agreement

An Irish law-governed flexible finance facility agreement template establishing a variable drawdown loan facility with flexible repayment terms.

find out more

Credit Terms Agreement

An Irish law-governed agreement establishing credit terms and conditions between parties, incorporating Irish and EU regulatory requirements.

find out more

Subordinated Loan Agreement

Irish law-governed agreement establishing terms for subordinated debt financing, including subordination mechanics and payment hierarchies.

find out more

Student Loan Agreement

An Irish law-governed Student Loan Agreement establishing terms and conditions for educational financing between a financial institution and student borrower.

find out more

Personal Loan Receipt

An Irish law-governed receipt documenting a personal loan agreement between lender and borrower, including loan terms and regulatory compliance requirements.

find out more

Loan Agreement With Guarantor

An Irish law-governed agreement establishing a loan facility with third-party guarantee support, detailing lending terms and guarantee obligations.

find out more

Investment Loan Contract

Irish law-governed loan agreement for investment financing, detailing facility terms, security arrangements, and regulatory compliance requirements.

find out more

Borrowing Form

An Irish law-governed form setting out terms and conditions for borrowing funds, compliant with Irish financial regulations and consumer protection laws.

find out more

Device Loan Agreement

An Irish law-governed agreement establishing terms for loaning electronic devices, including usage conditions, maintenance responsibilities, and data protection requirements.

find out more

Loan Agreement Term Sheet

An Irish law-governed preliminary document outlining key commercial and legal terms for a proposed loan facility, serving as the basis for detailed loan documentation.

find out more

Hard Money Loan Agreement

An Irish law-governed agreement for short-term, high-interest property-backed lending, typically used in real estate financing and development.

find out more

Fixed Sum Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a fixed sum loan, including loan amount, interest rates, and repayment terms.

find out more

Deed Of Assignment Mortgage

An Irish law-governed deed that transfers mortgage rights and obligations from one party to another, including all associated security interests and benefits.

find out more

Deed Of Accession Loan Agreement

An Irish law-governed deed that facilitates a new party joining an existing loan agreement, setting out terms and conditions for accession.

find out more

Mortgage Agreement

An Irish law-governed mortgage agreement establishing terms and security arrangements between lender and borrower(s) for property financing.

find out more

Loan Memorandum Of Agreement

An Irish law-governed agreement documenting loan terms and conditions between lender and borrower, ensuring regulatory compliance and protecting all parties' interests.

find out more

Loan Guarantee Agreement

An Irish law-governed agreement where a guarantor commits to fulfilling a borrower's loan obligations in case of default.

find out more

Loan Conversion Agreement

An Irish law-governed agreement that sets out terms for converting an existing loan into equity shares, including conversion mechanics and post-conversion rights.

find out more

Loan Agreement Between Spouses

An Irish law-governed agreement documenting loan terms and conditions between married spouses, ensuring legal protection for both parties.

find out more

Lending Contract

An Irish law-governed agreement setting out terms and conditions for the provision of loan facilities, incorporating local regulatory requirements and EU directives.

find out more

Lending Agreement

An Irish law-governed agreement establishing terms and conditions for providing loans, including loan amount, interest rates, repayment terms, and security arrangements.

find out more

Hard Money Lending Contract

An Irish law-governed agreement for asset-backed hard money lending, detailing loan terms, security arrangements, and regulatory compliance requirements.

find out more

Finance Agreement

An Irish law-governed agreement establishing terms and conditions for a financial facility, including loan terms, security arrangements, and regulatory compliance requirements.

find out more

Formal Loan Agreement

An Irish law-governed agreement establishing terms and conditions for a formal loan between a lender and borrower, including loan amount, interest, repayment, and security arrangements.

find out more

Family Promissory Note

An Irish law-governed formal promise of payment between family members, creating a legally binding obligation while maintaining familial relationship considerations.

find out more

Car Payment Agreement

An Irish law-governed agreement establishing terms and conditions for structured payments in a vehicle purchase, compliant with Irish consumer credit legislation.

find out more

Business Loan Contract

An Irish law-governed agreement establishing terms and conditions for a business loan between a lender and commercial borrower.

find out more

Bridge Facility Agreement

An Irish law-governed agreement establishing terms for a short-term bridge loan facility, providing interim financing until permanent funding is secured.

find out more

Loan Contract For Family

An Irish law-governed loan agreement template for formalizing financial arrangements between family members, ensuring legal compliance while preserving family relationships.

find out more

Mortgage Security Agreement

An Irish law agreement creating a security interest over real property to secure financial obligations, detailing terms of the mortgage and enforcement rights.

find out more

Vehicle Loan Agreement

An Irish law-governed agreement setting out terms for vehicle financing, including loan conditions, security interests, and regulatory compliance requirements.

find out more

On Demand Loan Agreement

Irish law-governed agreement establishing terms for a loan that can be called for repayment at any time by the lender.

find out more

Loan Agreement Between Two Companies

An Irish law-governed loan agreement between two companies, setting out terms for corporate lending including amount, interest, repayment, and security provisions.

find out more

Default Loan Agreement

An Irish law-governed agreement establishing terms and procedures for managing loan defaults, including enforcement rights and borrower obligations.

find out more

Forbearance Agreement Loan

An Irish law agreement modifying existing loan terms for borrowers in financial difficulty, setting out revised payment terms and conditions while ensuring regulatory compliance.

find out more

Debt Financing Term Sheet

An Irish law-governed preliminary document outlining the key terms and conditions of a proposed debt financing arrangement, serving as the basis for detailed loan documentation.

find out more

Loan Subordination Agreement

An Irish law agreement establishing priority arrangements between senior and subordinated creditors, defining their respective rights and obligations in relation to borrower debt.

find out more

Hard Money Loan Contract

An Irish law-governed agreement for hard money lending secured by real estate, establishing terms for short-term, asset-based financing with detailed security and enforcement provisions.

find out more

Demand Loan Agreement

An Irish law-governed agreement establishing terms for a loan that can be called for repayment at any time by the lender, including interest terms and compliance with Irish banking regulations.

find out more

Bilateral Loan Agreement

An Irish law-governed agreement setting out terms and conditions for a loan between a lender and borrower, including loan amount, interest, repayment terms, and security arrangements.

find out more

Interest Only Loan Agreement

An Irish law-governed Interest Only Loan Agreement establishing terms for interest-only payments during the loan term with principal repayment at maturity.

find out more

Short Form Loan Agreement

An Irish law-governed loan agreement template for straightforward lending arrangements, containing essential terms and conditions in a simplified format.

find out more

Non Interest Bearing Loan Agreement

An Irish law-governed agreement for an interest-free loan, detailing the terms of lending and repayment of principal only.

find out more

Co Borrower Agreement

An Irish law agreement establishing joint borrowing arrangements between multiple borrowers and a lender, defining shared loan responsibilities and obligations.

find out more

Loan Agreement Between Parent Company And Subsidiary

Irish law-governed loan agreement establishing terms for financial lending between a parent company and its subsidiary, compliant with Irish corporate and tax regulations.

find out more

Credit Facility Agreement

An Irish law-governed agreement establishing terms for providing credit facilities, including loan terms, security arrangements, and regulatory compliance requirements.

find out more

Repayment Contract

An Irish law-governed repayment contract establishing terms and conditions for debt repayment, including payment schedule, interest, and default provisions.

find out more

Loan Conversion To Equity Agreement

An Irish law-governed agreement setting out terms for converting a loan into company shares, including conversion mechanics, pricing, and resulting share rights.

find out more

Interest Bearing Loan Agreement

An Irish law-governed agreement establishing terms for an interest-bearing loan, including repayment conditions and security arrangements.

find out more

Inter Company Loan Agreement

Irish law-governed agreement establishing terms for a loan between related companies within the same corporate group.

find out more

Asset Loan Agreement

An Irish law-governed agreement establishing terms for temporary asset lending, including usage rights, maintenance obligations, and return conditions.

find out more

Peer To Peer Loan Contract

An Irish law-governed agreement facilitating direct lending between parties through a peer-to-peer arrangement, compliant with Irish financial regulations and consumer protection laws.

find out more

Car Payment Contract

An Irish law-governed agreement establishing terms for vehicle purchase through structured payments, ensuring compliance with Irish consumer protection and financial services regulations.

find out more

Share Loan Agreement

An Irish law-governed agreement establishing terms for lending against shares as collateral, including security arrangements and regulatory compliance requirements.

find out more

Loan Note Subscription Agreement

Irish law-governed agreement for the subscription of loan notes, detailing terms between issuer and subscriber.

find out more

Equipment Loan Form

An Irish law-governed agreement establishing terms and conditions for temporary equipment loans, including responsibilities, usage conditions, and liability provisions.

find out more

Rollover Loan Agreement

An Irish law-governed agreement establishing a revolving credit facility that allows repeated borrowing and repayment within an agreed limit.

find out more

Drawdown Loan Agreement

An Irish law-governed agreement establishing terms for a loan facility with multiple drawdown options, including funding mechanics, repayment terms, and security arrangements.

find out more

Product Loan Agreement

An Irish law-governed agreement for the temporary loan of products between parties, establishing usage terms, maintenance requirements, and return conditions.

find out more

Personal Loan Promissory Note

An Irish law-governed promissory note documenting a borrower's formal promise to repay a personal loan with specified terms and conditions.

find out more

Debt Agreement

An Irish law-governed Debt Agreement establishing terms and conditions for lending arrangements, compliant with Irish financial regulations and consumer protection requirements.

find out more

Loan Extension Agreement

An Irish law-governed agreement that extends the term of an existing loan and modifies related terms while ensuring regulatory compliance.

find out more

Syndicated Loan Agreement

Irish law-governed agreement establishing terms for a syndicated loan facility with multiple lenders providing funding through a coordinated facility agent structure.

find out more

Personal Loan Contract

An Irish law-governed agreement establishing terms and conditions for a personal loan between a financial institution and individual borrower, incorporating essential consumer protection requirements.

find out more

Loan Modification Agreement

An Irish law-governed agreement that modifies existing loan terms between lender and borrower, ensuring regulatory compliance while implementing agreed changes to the original loan structure.

find out more

Loan Facility Agreement

An Irish law-governed agreement establishing a lending facility between lender and borrower, detailing all terms and conditions of the lending arrangement.

find out more

Loan Contract

An Irish law-governed loan agreement setting out terms and conditions for lending arrangements, compliant with Irish financial regulations and EU directives.

find out more

Employee Loan Agreement

An Irish law-governed agreement establishing terms for an employer-provided loan to an employee, including repayment through salary deductions.

find out more

Convertible Loan Agreement

An Irish law-governed agreement establishing terms for a loan that can convert into equity shares, commonly used in early-stage company financing.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.