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1. Insurance Requirements: Required when the credit agreement mandates specific insurance coverage for the purchased items

2. Assignment and Transfer: Include when either party may need to transfer rights or obligations under the agreement

3. Data Protection: Detailed GDPR compliance section, required when extensive personal data processing is involved

4. Joint and Several Liability: Required when there are multiple borrowers under the agreement

5. Currency Provisions: Include when the credit or payments may involve multiple currencies

6. Direct Debit Authorization: Include when automatic payment collection is part of the arrangement

7. Broker Provisions: Required when a credit broker is involved in arranging the credit

1. Schedule 1 - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal

2. Schedule 2 - Purchased Items: Detailed description of items being purchased with the credit, including specifications and values

3. Schedule 3 - Standard European Consumer Credit Information: Mandatory pre-contractual information in standard European format

4. Schedule 4 - Direct Debit Mandate: Form for setting up direct debit payments if applicable

5. Schedule 5 - Special Conditions: Any special terms or conditions specific to the particular credit arrangement

6. Appendix A - Key Information Document: Summary of key terms and statutory disclosures required under Irish consumer credit law

7. Appendix B - Insurance Requirements: Detailed insurance requirements and specifications if applicable