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1. Parties: Identification of the lender and borrower, including their complete legal names, registration numbers, and addresses
2. Background: References to the original loan agreement, reason for supplemental agreement, and current status of the loan
3. Definitions: Definitions of terms used in the agreement, including references to definitions in the original agreement that remain applicable
4. Relationship with Original Agreement: Clarification of how this supplement relates to and modifies the original agreement
5. Amendments to Original Agreement: Specific modifications to the original agreement terms, clearly identifying affected clauses
6. Continuing Effect: Confirmation that unmodified terms of the original agreement remain in full force and effect
7. Representations and Warranties: Updated representations and warranties specific to the supplemental agreement
8. Conditions Precedent: Conditions that must be satisfied before the supplemental agreement becomes effective
9. Costs and Expenses: Allocation of costs related to the preparation and execution of the supplemental agreement
10. Governing Law: Confirmation of Indonesian law as governing law and jurisdiction provisions
11. Execution: Signature blocks and execution requirements
1. Additional Security: Required if new security or collateral is being added or existing security is being modified
2. Interest Rate Modifications: Include if there are changes to interest rates or calculation methods
3. Repayment Schedule Changes: Required if loan repayment terms are being modified
4. Currency Provisions: Include for loans involving foreign currency or multiple currencies
5. Financial Covenants: Include if modifying or adding financial covenants
6. Events of Default: Include if modifying events of default or adding new ones
7. Insurance: Required if changing insurance requirements for secured assets
8. Compliance with OJK Regulations: Include specific section if supplemental agreement requires special regulatory compliance provisions
1. Schedule 1 - Amended Loan Terms: Detailed list of all loan terms that are being modified
2. Schedule 2 - Form of Effective Date Certificate: Template certificate confirming satisfaction of conditions precedent
3. Schedule 3 - Modified Repayment Schedule: Updated amortization or repayment schedule if payment terms are modified
4. Schedule 4 - Additional or Modified Security Details: Details of any new or modified security arrangements
5. Schedule 5 - Compliance Certificates: Updated forms of compliance certificates if reporting requirements change
6. Appendix A - Original Loan Agreement: Copy of the original loan agreement for reference
7. Appendix B - Corporate Authorizations: Copies of corporate approvals and authorizations for the supplemental agreement
Banking
Financial Services
Real Estate
Manufacturing
Infrastructure
Mining
Agriculture
Retail
Technology
Healthcare
Transportation
Energy
Construction
Telecommunications
Hospitality
Legal
Finance
Treasury
Credit Risk
Compliance
Corporate Banking
Loan Operations
Credit Administration
Documentation
Risk Management
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Loan Officer
Credit Risk Manager
Relationship Manager
Compliance Officer
Banking Operations Manager
Financial Controller
Senior Credit Analyst
Corporate Secretary
Finance Manager
Banking Manager
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