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1. Security: Required if the facility is secured - details of security arrangements and enforcement rights

2. Currency Provisions: Required for multi-currency facilities - includes currency conversion mechanisms and exchange rate provisions

3. Tax Provisions: Detailed tax clauses required if cross-border elements or specific tax arrangements apply

4. Guarantee: Required if there are guarantors - includes guarantee terms and guarantor obligations

5. Increased Costs and Market Disruption: Sophisticated provisions needed for larger facilities or where banks require additional protection

6. Set-off Rights: Optional rights of set-off against other accounts or amounts, if applicable

7. Anti-corruption and Sanctions: Required for international parties or where compliance policies require

8. Language: Required dual language provisions if the agreement is bilingual Indonesian/English

1. Conditions Precedent: Detailed list of required documents and conditions

2. Form of Drawdown Request: Standard form for requesting drawdowns under the facility

3. Repayment Schedule: If applicable, schedule of minimum repayment amounts or dates

4. Calculation of Interest: Detailed methodology for interest calculations and examples

5. Form of Compliance Certificate: Template for periodic compliance certification by borrower

6. Security Documents: If secured, list and copies of security documentation

7. Authorized Signatories: List of persons authorized to sign drawdown requests and other notices

8. Fee Schedule: Detailed breakdown of all applicable fees and charges