The Personal Loan Promissory Note is a crucial document in Indonesian lending practices, used to formalize personal loan arrangements between parties. This document type is commonly utilized in situations where individuals or institutions provide personal loans and need a legally enforceable written commitment for repayment. The document must comply with Indonesian Civil Code requirements and relevant banking regulations, particularly when the loan amount exceeds certain thresholds requiring notarization. It serves as evidence of debt and includes specific details about the loan amount, interest rates, payment terms, and consequences of default. The Personal Loan Promissory Note is especially important in the Indonesian context where formal documentation of financial obligations is essential for legal protection and potential enforcement.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the Lender and Borrower with complete legal names, addresses, and identification numbers
2. Background: Brief context of the loan arrangement and relationship between parties
3. Definitions: Key terms used in the document including 'Principal Amount', 'Interest Rate', 'Maturity Date', etc.
4. Loan Amount and Interest: Specification of the principal amount, interest rate (annual percentage), and total amount to be repaid
5. Promise to Pay: Unconditional promise by the borrower to repay the loan according to the terms
6. Payment Terms: Details of payment schedule, installment amounts, and payment methods
7. Default Provisions: Consequences of missing payments and definition of events of default
8. Representations and Warranties: Borrower's declarations regarding their capacity and authority to enter into the agreement
9. Governing Law: Specification that Indonesian law governs the promissory note
10. Signature Block: Space for signatures, dates, and witness details if required
1. Collateral: Details of any assets pledged as security for the loan - include when the loan is secured
2. Guarantor Provisions: Terms relating to any guarantor of the loan - include when there is a third-party guarantor
3. Prepayment Terms: Conditions and penalties for early repayment - include if early repayment is restricted or penalized
4. Insurance Requirements: Mandatory insurance coverage for borrower or collateral - include for larger loans or when collateral is involved
5. Assignment Rights: Terms regarding the right to assign or transfer the note - include when transfer rights are important to the lender
6. Notarization Provision: Requirements for notarization - include when formal notarization is required
1. Payment Schedule: Detailed amortization table showing payment dates, principal and interest breakdown
2. Collateral Description: Detailed description of any assets provided as collateral, including registration numbers or identifying features
3. Guarantor Information: Personal and contact information of any guarantors, including their legal capacity
4. Direct Debit Authorization: Bank account details and authorization for automatic payments if applicable
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Microfinance
Consumer Lending
Peer-to-Peer Lending
Personal Banking
Credit Services
Financial Technology
Relevant Teams
Legal
Compliance
Credit Assessment
Risk Management
Personal Banking
Loan Processing
Document Management
Collections
Customer Relations
Operations
Relevant Roles
Loan Officer
Credit Manager
Personal Banking Manager
Legal Counsel
Compliance Officer
Risk Assessment Officer
Financial Advisor
Branch Manager
Credit Analyst
Document Controller
Relationship Manager
Collections Manager
Find the exact document you need
Friend To Friend Loan Agreement
An Indonesian law-compliant agreement formalizing a monetary loan between friends or acquaintances, including loan terms and repayment conditions.
find out more
Loan Agreement Letter
An Indonesian law-governed document establishing loan terms between lender and borrower, including amount, interest, and repayment conditions.
find out more
Personal Lending Agreement
An Indonesian law-governed agreement establishing terms and conditions for a personal loan between lender and borrower, compliant with OJK regulations.
find out more
Self Help Group Loan Agreement Form
An Indonesian-law governed loan agreement template for self-help groups, establishing terms for group-based lending and member obligations under Indonesian microfinance regulations.
find out more
Peer To Peer Lending Agreement
An Indonesian law-governed agreement facilitating P2P lending transactions through a digital platform, compliant with OJK regulations.
find out more
Family Member Promissory Note
An Indonesian law-governed promissory note formalizing loan agreements between family members, establishing terms, conditions, and repayment obligations.
find out more
Inter Lender Agreement
An Indonesian law-governed agreement regulating relationships, rights, and obligations between multiple lenders in syndicated financing arrangements.
find out more
Overagreement
An Indonesian law-governed master agreement establishing a framework for multiple future agreements between parties.
find out more
Work Loan Agreement
An Indonesian law-governed agreement between employer and employee establishing terms for a workplace loan, including repayment through salary deductions.
find out more
Peer To Peer Lending Contract
An Indonesian law-governed agreement facilitating P2P lending transactions through a regulated online platform, compliant with OJK regulations.
find out more
Debt Agreement Contract
An Indonesian law-governed Debt Agreement Contract establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Contract For Land Purchase
An Indonesian law-governed agreement for the transfer of land ownership, detailing purchase terms and regulatory compliance requirements.
find out more
Simple Business Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for a business loan, compliant with local banking regulations and civil code requirements.
find out more
Student Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for student educational financing, including loan terms, repayment schedules, and parties' obligations.
find out more
Money Agreement Between Two Parties
An Indonesian law-governed agreement establishing terms and conditions for monetary lending between two parties, ensuring legal compliance and mutual protection.
find out more
Loan Guarantee
An Indonesian law-governed agreement where a Guarantor secures the debt obligations of a Borrower to a Lender, structured under the Indonesian Civil Code and banking regulations.
find out more
Loan Agreement With Guarantor
An Indonesian law-governed loan agreement establishing lending terms between parties with third-party guarantee support.
find out more
Loan Agreement With Collateral
An Indonesian law-governed agreement establishing terms for a secured loan facility with detailed collateral arrangements and security provisions.
find out more
Investment Loan Contract
An Indonesian law-governed loan agreement for investment financing, incorporating local regulatory requirements and banking practices.
find out more
Facility Agreement
An Indonesian law-governed agreement setting out terms and conditions for credit facilities between lenders and borrowers, compliant with local banking and financial services regulations.
find out more
Device Loan Agreement
An Indonesian law-governed agreement establishing terms for temporary device loans between parties, including usage conditions, responsibilities, and return requirements.
find out more
Mortgage Agreement
An Indonesian law-governed agreement creating a security interest over real property (Hak Tanggungan) as collateral for a loan, requiring execution before a Land Deed Official and registration with the National Land Office.
find out more
Mezzanine Loan Agreement
An Indonesian law-governed agreement establishing terms for a mezzanine loan facility, combining debt and equity characteristics with conversion rights.
find out more
Money Repayment Agreement
An Indonesian law-governed agreement that establishes terms and conditions for loan repayment between parties, including payment schedule, interest rates, and default provisions.
find out more
Loan Conversion Agreement
An Indonesian law-governed agreement that converts an existing loan into equity shares, detailing conversion terms and regulatory compliance requirements.
find out more
Loan Commitment Agreement
An Indonesian law-governed agreement establishing a lender's commitment to provide a loan facility under specified terms and conditions.
find out more
Lending Contract
An Indonesian law-governed agreement establishing terms for financial lending, compliant with OJK regulations and the Indonesian Civil Code.
find out more
Finance Agreement
An Indonesian law-governed agreement establishing terms and conditions for a financial facility, detailing lending terms and compliance with local banking regulations.
find out more
Debt Agreement Letter
An Indonesian law-governed letter documenting a debt arrangement between parties, specifying loan terms, repayment conditions, and legal obligations.
find out more
Cash Loan Contract
An Indonesian law-governed agreement establishing terms and conditions for a cash loan between lender and borrower, compliant with local banking and financial services regulations.
find out more
Loan Contract Between Friends
An Indonesian-law compliant loan agreement template for formalizing monetary lending arrangements between friends or acquaintances.
find out more
Motorcycle Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for motorcycle financing, including loan details, security arrangements, and regulatory compliance requirements.
find out more
Small Business Loan Agreement
An Indonesian law-governed agreement establishing terms and conditions for a loan between a financial institution and a small business borrower.
find out more
Car Pawn Agreement
An Indonesian law-governed agreement where a vehicle is pledged as collateral for a loan, detailing terms, conditions, and parties' obligations.
find out more
Bill Of Sale Loan Agreement
An Indonesian law-governed agreement combining a loan facility with asset security arrangements, subject to local fiduciary security regulations.
find out more
Line Of Credit Loan Agreement
An Indonesian law-governed agreement establishing a revolving credit facility between lender and borrower, detailing drawdown rights, repayment terms, and security arrangements.
find out more
Guarantor In Loan Agreement
An Indonesian law-governed agreement where a guarantor provides security for a borrower's loan obligations, subject to Indonesian Civil Code and banking regulations.
find out more
Loan To Equity Conversion Agreement
Indonesian law agreement for converting existing loan obligations into company shares, complying with local corporate and investment regulations.
find out more
Digital Loan Agreement
Indonesian-law governed digital loan agreement for online lending platforms, compliant with OJK and electronic transaction regulations.
find out more
Loan Agreement With Security
An Indonesian law-governed agreement documenting a secured lending arrangement, detailing loan terms and security interests over the borrower's assets.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)