The Loan Application Letter is a crucial document in Hong Kong's banking and financial services sector, serving as the formal initiation of a loan request process. This document is required whenever an individual or business seeks to obtain financing from a bank or licensed money lender in Hong Kong. The letter must be drafted in compliance with Hong Kong's Banking Ordinance (Cap. 155) and related financial regulations, incorporating all necessary elements for proper credit assessment. The Loan Application Letter typically includes detailed information about the applicant's financial status, employment history, purpose of the loan, proposed repayment schedule, and any collateral being offered. It forms the basis for the lender's evaluation process and subsequent credit decisions, while also serving as a record of the applicant's formal request and declarations.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Ƶ's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Applicant Information: Full legal name, HKID/passport number, contact details, and current residential address of the loan applicant
2. Loan Request Details: Specific amount requested, intended purpose of the loan, and preferred repayment period
3. Employment Information: Current employer details, position, length of employment, and monthly income
4. Financial Position: Current assets, liabilities, and other financial commitments including existing loans or mortgages
5. Banking Relationship: Existing relationship with the bank, account numbers, and duration of relationship
6. Property Information: Details of any property being used as security (if applicable)
7. Declaration: Statement confirming the truthfulness of provided information and consent for credit checks
1. Business Information: Required only for business loan applications - includes business registration details, financial statements, and trading history
2. Guarantor Information: Include when a guarantor is being proposed for the loan - contains guarantor's personal and financial details
3. Additional Income Sources: Optional section for applicants with multiple income streams or irregular income patterns
4. Prior Banking Relationships: Include when applicant has significant banking history with other institutions that could strengthen the application
5. Project Details: Required for project-specific loans - includes detailed breakdown of how funds will be used
1. Income Proof Documents: List of attached salary slips, tax returns, or other income verification documents
2. Asset Documentation: List of documents proving ownership of declared assets
3. Bank Statements: Last 3-6 months of bank statements from all relevant accounts
4. Property Valuation Report: If property is offered as security, include professional valuation report
5. Credit Report: Recent credit report from recognized credit reference agency
Relevant legal definitions
Clauses
Relevant Industries
Banking & Financial Services
Real Estate & Property
Small & Medium Enterprises
Retail Banking
Corporate Banking
Construction & Development
Manufacturing
Trading & Commerce
Professional Services
Healthcare
Education
Technology
Relevant Teams
Lending
Credit Assessment
Risk Management
Compliance
Legal
Customer Relations
Document Processing
Underwriting
Financial Control
Operations
Relevant Roles
Loan Officer
Credit Analyst
Relationship Manager
Banking Manager
Financial Advisor
Compliance Officer
Risk Assessment Manager
Branch Manager
Legal Counsel
Credit Risk Officer
Customer Service Representative
Document Controller
Underwriter
Financial Controller
Chief Financial Officer
Find the exact document you need
Private Money Lending Contract
A Hong Kong law-governed agreement establishing terms and conditions for private money lending, compliant with the Money Lenders Ordinance.
find out more
Loan Contract Document
A Hong Kong law-governed agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Interim Employment Contract
Hong Kong law-governed contract for temporary employment arrangements, compliant with local employment legislation.
find out more
Deed Of Sale With Assumption Of Mortgage
A Hong Kong law-governed deed that combines property sale terms with the transfer of existing mortgage obligations from seller to buyer.
find out more
Employee Endorsement Letter
A Hong Kong-compliant formal document that confirms and legally binds changes to existing employment terms between an employer and employee.
find out more
Borrowing Agreement
A Hong Kong law-governed agreement establishing terms and conditions for a loan between lender and borrower, including loan amount, interest, repayment terms, and parties' obligations.
find out more
Deed Of Sale Transfer Of Rights Ownership And Obligations
A Hong Kong law-governed deed that formally documents and effects the transfer of rights, ownership, and obligations between parties.
find out more
Temporary Layoff Letter
A Hong Kong-compliant formal notice implementing a temporary suspension of work duties while maintaining the employment relationship.
find out more
Loan Agreement With Interest
A Hong Kong law-governed agreement establishing terms for a loan with interest, including disbursement, repayment, and security provisions.
find out more
Loan Agreement Between Companies
A Hong Kong law-governed agreement setting out terms and conditions for a corporate loan between two companies, including loan amount, interest, repayment terms, and security arrangements.
find out more
Limited Partnership Subscription Agreement
A Hong Kong-governed agreement detailing the terms and conditions for an investor's subscription to a limited partnership fund, including capital commitments and regulatory compliance requirements.
find out more
Peer Review 360 Degree Feedback
Hong Kong-compliant agreement for implementing 360-degree peer review feedback processes, ensuring legal and structured performance evaluation.
find out more
Letter Of Credit Fee
A Hong Kong-governed banking document that establishes the fee structure and terms for letter of credit services between a bank and its client.
find out more
Car Parking Sale Agreement
A Hong Kong law-governed agreement for the sale and purchase of a car parking space, detailing transaction terms and ensuring legal transfer of ownership.
find out more
Bilateral Investment Agreement
A Hong Kong law-governed agreement establishing investment terms and protections between two parties, with comprehensive provisions for investment management and dispute resolution.
find out more
Debt Agreement Contract
A Hong Kong law-governed agreement establishing terms and conditions for a lending relationship, including loan amount, interest, repayment terms, and security arrangements.
find out more
Personal Liability Waiver
A Hong Kong law-governed liability waiver document that enables parties to release claims against service providers or activity organizers while maintaining compliance with local legislation.
find out more
Parent Legal Guardian Consent Form
A Hong Kong law-compliant consent form for parents/legal guardians to authorize activities or services involving their minor children.
find out more
On Hire Labour Agreement
A Hong Kong law-governed agreement establishing employment terms between a labor hire company, worker, and host company for temporary or contract-based employment arrangements.
find out more
Overfacility Agreement
A Hong Kong law-governed agreement setting out terms for exceeding normal credit facility limits, including utilization conditions, pricing, and security arrangements.
find out more
Simple Month To Month Lease Agreement
A Hong Kong-governed monthly lease agreement establishing flexible rental terms between landlord and tenant with standard termination notice periods.
find out more
Loan Note
A Hong Kong law-governed debt instrument documenting loan terms, repayment obligations, and security arrangements between lender and borrower.
find out more
Loan Agreement With Guarantor
A Hong Kong law-governed agreement establishing a loan arrangement with third-party guarantee support, compliant with local lending regulations.
find out more
Internal Invoice
A Hong Kong-compliant internal billing document used for recording and tracking inter-departmental or inter-entity transactions within an organization.
find out more
Credit Invoice
A Hong Kong-compliant document that combines an invoice with credit terms, detailing payment obligations and credit conditions under Hong Kong law.
find out more
Warehouse Lease Agreement
A Hong Kong-governed agreement establishing terms and conditions for warehouse property leasing, including operational requirements and safety standards.
find out more
Short Term License Agreement
A Hong Kong-law governed agreement granting temporary permission to use property, space, equipment, or rights, establishing key terms and conditions for short-term arrangements.
find out more
Secured Letter Of Credit
A Hong Kong law-governed financial instrument combining a traditional letter of credit with security arrangements, providing enhanced protection through collateral pledging while following UCP 600 and local regulations.
find out more
Paycheck Direct Deposit Form
Hong Kong-compliant form for setting up employee salary direct deposit arrangements.
find out more
Loan For Use Agreement
A Hong Kong-governed agreement establishing terms for the temporary, free use of property or equipment, defining rights and obligations under Hong Kong law.
find out more
Loan Facility Letter
A Hong Kong law-governed document setting out terms and conditions for lending facilities, serving as both an offer letter and binding agreement when accepted.
find out more
Loan Agreement Term Sheet
A preliminary document outlining key terms and conditions for a proposed loan facility under Hong Kong law and banking regulations.
find out more
Non Fixed Term Employment Contract
A Hong Kong law-governed permanent employment contract establishing terms and conditions for ongoing employment relationships.
find out more
International License Agreement
A Hong Kong law-governed agreement establishing terms for international licensing of intellectual property rights, technology, or proprietary information between parties from different jurisdictions.
find out more
Intercompany Reimbursement Agreement
Hong Kong law-governed agreement establishing framework for intercompany expense reimbursements, including compliance with local transfer pricing regulations.
find out more
Inter Corporate Deposit Agreement
A Hong Kong law-governed agreement establishing terms for corporate-to-corporate deposit arrangements, including deposit terms, interest, and repayment conditions.
find out more
Global SLA
A Hong Kong law-governed global service level agreement defining cross-border service delivery standards and performance metrics.
find out more
Forfeit Deposit Letter
A Hong Kong law-governed formal notice declaring the forfeiture of a deposit due to contract breach or specified conditions.
find out more
Family Lease Agreement
A Hong Kong-governed lease agreement for residential property rental between family members, establishing legal rights and obligations while considering familial relationships.
find out more
Debt Acknowledgement Form Iou
A Hong Kong law-governed document that formally acknowledges a debt obligation and its repayment terms between parties.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)