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Law of Property Act 1925: Primary legislation governing property law in England and Wales, including mortgages, land ownership, and property rights

Land Registration Act 2002: Legislation governing the registration of land and property interests in England and Wales, including mortgage registration requirements

MCOB (Mortgages and Home Finance: Conduct of Business Sourcebook): Regulatory framework setting out rules for mortgage lenders and administrators in their dealings with customers

Financial Services and Markets Act 2000: Primary legislation regulating financial services industry, including mortgage lending and related activities

Consumer Credit Act 1974: Legislation protecting consumers in credit transactions, applicable to certain types of mortgage arrangements

FCA Regulations: Financial Conduct Authority regulations governing mortgage lending practices and consumer protection in financial services

PRA Requirements: Prudential Regulation Authority requirements ensuring financial stability and proper conduct of mortgage lenders

Land Registration Rules 2003: Detailed rules governing the practical aspects of land registration, including mortgage registration procedures

Trustee Act 2000: Legislation governing trustees' powers and duties, relevant when trustees are involved in mortgage arrangements

Family Law Act 1996: Legislation protecting rights in matrimonial homes, including consent requirements for mortgage arrangements

Mental Capacity Act 2005: Legislation ensuring parties have sufficient mental capacity to enter into mortgage arrangements and give valid consent

UK GDPR: UK General Data Protection Regulation governing the processing of personal data in mortgage transactions

Data Protection Act 2018: UK legislation implementing data protection requirements, including handling of personal information in mortgage arrangements

Human Rights Act 1998: Legislation protecting fundamental rights, particularly Article 8 regarding respect for private and family life in housing matters