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A Deed of Real Estate Mortgage is a crucial document in Danish property financing that creates a legal security interest over real estate. This document is used when property owners need to secure financing using their real estate as collateral, whether for purchasing property, refinancing existing loans, or obtaining business financing. The deed must comply with Danish legal requirements and be registered with the Danish Land Registry to be effective. It contains essential information about the property, parties involved, loan terms, and enforcement rights. The document's format and content are heavily regulated by Danish law, particularly the Mortgage-Credit Loans and Mortgage-Credit Bonds Act and the Registration of Property Act, requiring careful attention to legal formalities and registration requirements.

1. Parties: Identification of the Mortgagor (property owner) and Mortgagee (lender), including full legal names, addresses, and registration numbers for companies

2. Property Details: Complete legal description of the mortgaged property, including land registry number (matrikelnummer), address, and property identification number

3. Mortgage Amount and Terms: Principal amount of the mortgage, interest rate, repayment terms, and currency

4. Security Coverage: Description of what the mortgage covers, including fixtures, fittings, and other assets attached to the property

5. Priority Position: Statement of the mortgage's ranking and priority position in relation to other charges on the property

6. Payment Terms: Details of payment schedule, payment methods, and consequences of default

7. Insurance Requirements: Obligations regarding property insurance and assignment of insurance proceeds

8. Representations and Warranties: Mortgagor's declarations regarding ownership, authority to mortgage, and property condition

9. Mortgagor's Obligations: Ongoing obligations regarding property maintenance, permitted use, and notification requirements

10. Events of Default: Circumstances constituting default and triggering enforcement rights

11. Enforcement Rights: Mortgagee's rights and remedies in case of default

12. Governing Law: Confirmation of Danish law as governing law and jurisdiction

13. Execution: Signing requirements and witness attestation in accordance with Danish law