¶¶Òõ¶ÌÊÓƵ

Seller Financing Agreement Template for Germany

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Seller Financing Agreement

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Seller Financing Agreement

"Need a Seller Financing Agreement under German law for the sale of industrial equipment worth €500,000 to a manufacturing company, with 20% down payment and the remaining amount financed over 5 years with quarterly payments starting March 2025."

Document background
The Seller Financing Agreement is typically used when traditional bank financing is either unavailable or less desirable for the transaction parties. This document type is particularly relevant in Germany where it must comply with strict regulatory requirements under both civil and banking laws. The agreement serves as both a sale contract and a financing arrangement, detailing how the seller will finance the buyer's purchase of assets, whether they be real estate, equipment, or business assets. The document includes comprehensive terms covering the sale, financing structure, security arrangements, and ongoing obligations of both parties. A well-structured Seller Financing Agreement needs to carefully balance the seller's security interests with German consumer protection laws (if applicable) and usury regulations. It's essential for businesses and individuals engaging in seller-financed transactions within the German jurisdiction, providing a clear framework for the entire financing arrangement while ensuring regulatory compliance.
Suggested Sections

1. Parties: Identification of the seller-financier and buyer-borrower with full legal names and addresses

2. Background: Context of the transaction, including description of the asset being sold and reason for seller financing

3. Definitions: Definitions of key terms used throughout the agreement

4. Sale Agreement: Core terms of the sale including asset description, purchase price, and transfer of ownership

5. Financing Terms: Loan amount, interest rate, payment schedule, and amortization details in compliance with German credit laws

6. Security Interest: Details of collateral, liens, or other security interests securing the financing

7. Representations and Warranties: Statements of fact and guarantees by both parties

8. Payment Terms: Detailed payment mechanics, including method, timing, and default provisions

9. Default and Remedies: Events of default and corresponding remedies, including acceleration rights

10. Insurance and Maintenance: Requirements for insurance and maintenance of the financed asset

11. Transfer and Assignment: Restrictions on transfer of the asset or assignment of the agreement

12. Notices: Process for formal communications between parties

13. Governing Law and Jurisdiction: Confirmation of German law application and jurisdiction

14. Miscellaneous: Standard boilerplate provisions including severability, entire agreement, and amendments

Optional Sections

1. Third-Party Guarantee: Terms of any third-party guarantee or surety, used when additional security is required

2. Prepayment Provisions: Terms for early repayment, including any penalties or discounts, if early repayment is allowed

3. Tax Provisions: Specific tax arrangements and responsibilities, particularly relevant for commercial properties

4. Property Management: Required for real estate transactions with specific management requirements

5. Consumer Protection Clauses: Additional protective clauses required when the buyer is a consumer under German law

6. Multiple Asset Provisions: Special provisions for financing multiple assets under the same agreement

7. Regulatory Compliance: Specific provisions ensuring compliance with KWG and other relevant regulations

8. Interest Rate Adjustment: Terms for variable interest rates if applicable

Suggested Schedules

1. Schedule A - Asset Description: Detailed description of the asset(s) being sold and financed

2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal

3. Schedule C - Security Documentation: Forms and details of security interests, including mortgage documentation if applicable

4. Schedule D - Insurance Requirements: Specific insurance requirements and minimum coverage levels

5. Appendix 1 - Due Diligence Documents: List of due diligence documents provided by seller regarding the asset

6. Appendix 2 - Form of Transfer Documents: Templates for asset transfer documentation

7. Appendix 3 - Calculation of Interest: Detailed methodology for interest calculation and adjustment if applicable

8. Appendix 4 - Required Notices: Templates for required notices under the agreement

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Relevant legal definitions






































Clauses




































Relevant Industries

Real Estate

Manufacturing

Automotive

Agriculture

Retail

Construction

Equipment and Machinery

Small Business

Commercial Property

Industrial Assets

Relevant Teams

Legal

Finance

Commercial

Risk Management

Compliance

Treasury

Business Development

Real Estate

Asset Management

Credit Management

Operations

Relevant Roles

Chief Financial Officer

Finance Director

Legal Counsel

Corporate Lawyer

Business Development Manager

Commercial Director

Risk Manager

Credit Manager

Asset Manager

Real Estate Manager

Contract Manager

Treasury Manager

Financial Controller

Business Owner

Property Developer

Compliance Officer

Industries








Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Master Securities Loan Agreement

A German law-governed framework agreement for securities lending transactions between financial institutions, establishing terms for securities loans and related collateral arrangements.

find out more

Film Equity Investment Agreement

German law-governed agreement establishing terms for equity investment in film projects, including investment structure, rights, and profit-sharing mechanisms.

find out more

Loan Agreement Between Two Parties

German law-governed loan agreement establishing terms for financial lending between two parties, including loan amount, interest, and repayment conditions.

find out more

Litigation Funding Agreement

A German law-governed agreement establishing terms for third-party funding of legal proceedings, including funding scope, returns, and compliance requirements.

find out more

Seller Financing Agreement

A German law-governed agreement combining asset sale and seller-provided financing terms, structured under the BGB and relevant banking regulations.

find out more

Loan And Mortgage Agreement

A German law-governed agreement combining loan terms with property security rights through mortgage or land charge registration in the Grundbuch.

find out more

Deed Of Accession Loan Agreement

A German law-governed document enabling a new party to join an existing loan agreement, assuming specified rights and obligations.

find out more

Separation Financial Agreement

A German law-governed agreement establishing financial arrangements between separating spouses, including asset division and ongoing obligations under German civil law (BGB).

find out more

Loan Forbearance Agreement

A German law agreement that modifies existing loan terms to provide temporary payment relief while maintaining the original loan's validity under German civil law and banking regulations.

find out more

Business Seller Financing Agreement

German law-governed agreement outlining terms for seller-provided financing in a business sale transaction.

find out more

Working Capital Facility Agreement

A German law-governed financing agreement establishing a revolving credit facility for a company's working capital needs, subject to German banking regulations and civil code requirements.

find out more

Loan Agreement With Notary

A German law-governed notarized agreement detailing loan terms, conditions, and security arrangements, providing enhanced legal certainty through official notarial verification.

find out more

Company Loan Agreement To Employee

German law-governed agreement establishing terms for a company loan to an employee, including loan terms, employment implications, and regulatory compliance.

find out more

Revenue Based Financing Agreement

German law-governed financing agreement where repayment is calculated as a percentage of the recipient company's future revenue.

find out more

Car Loan Contract

A German law-governed agreement for vehicle financing that establishes loan terms and security interests while ensuring compliance with German consumer protection regulations.

find out more

Simple Loan Agreement

A German law-governed loan agreement establishing terms for lending arrangements between parties, compliant with BGB requirements.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.