¶¶Òõ¶ÌÊÓƵ

All Countries
Real Estate
Contract Of Real Estate Mortgage

Contract Of Real Estate Mortgage Template for Switzerland

Create a bespoke document in minutes,  or upload and review your own.

4.6 / 5
4.8 / 5

Let's create your Contract Of Real Estate Mortgage

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Get your first 2 documents free

Your data doesn't train Genie's AI

You keep IP ownership of your information

Key Requirements PROMPT example:

Contract Of Real Estate Mortgage

"I need a Contract Of Real Estate Mortgage for a commercial property in Zurich, Switzerland, where the borrower is a Swiss GmbH and the lender is a major Swiss bank, with a loan value of 5 million CHF and a 15-year term starting March 2025."

Celebrated by
Collaborations with
Investors
Document background
The Contract Of Real Estate Mortgage is a fundamental instrument in Swiss secured lending, governed by the Swiss Civil Code (ZGB) and related federal and cantonal legislation. This document is used when a lender provides financing secured against real estate, requiring formal notarization and registration in the Swiss land register. It serves multiple purposes: establishing the security interest, defining the loan terms, and setting out the parties' rights and obligations. The contract must comply with strict Swiss formal requirements and includes specific provisions regarding property description, mortgage ranking, enforcement procedures, and borrower obligations. It's particularly important in Switzerland's active real estate financing market, where mortgage lending is a key component of both residential and commercial property transactions.
Suggested Sections

1. Parties: Identification of the lender (mortgagee) and borrower (mortgagor), including full legal names, addresses, and registration details if applicable

2. Background: Context of the mortgage agreement, including property details and purpose of the loan

3. Definitions: Key terms used throughout the agreement, including technical and legal terminology

4. Property Description: Detailed legal description of the mortgaged property, including land register details and property boundaries

5. Loan Amount and Terms: Principal amount, interest rate, payment schedule, and loan duration

6. Security Interest: Creation and scope of the mortgage security interest, including ranking of the mortgage

7. Borrower's Obligations: Maintenance of property, insurance requirements, payment obligations, and other ongoing duties

8. Events of Default: Circumstances constituting default and consequences thereof

9. Enforcement Rights: Lender's rights and remedies in case of default, including foreclosure procedures

10. Representations and Warranties: Statements of fact and guarantees by the borrower regarding property ownership, condition, and authority to enter agreement

11. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction for disputes

Optional Sections

1. Insurance Requirements: Detailed section on insurance requirements when the lender has specific insurance demands beyond standard requirements

2. Environmental Matters: Section dealing with environmental liabilities when property has potential environmental risks

3. Property Use Restrictions: Specific restrictions on property use when required by lender or local regulations

4. Cross-Collateralization: Used when the mortgage is secured by multiple properties or linked to other credit facilities

5. Prepayment Provisions: Details of early repayment options and penalties when early repayment is permitted

6. Third Party Rights: Section addressing rights of tenants or other third parties when applicable

Suggested Schedules

1. Property Details Schedule: Detailed technical description of property, including plans and boundaries

2. Payment Schedule: Amortization table showing payment dates, amounts, and interest calculations

3. Insurance Schedule: Details of required insurance coverage and terms

4. Land Register Extract: Current extract from the land register showing ownership and encumbrances

5. Property Valuation Report: Professional valuation report of the mortgaged property

6. Building Permits and Certificates: Copies of relevant building permits and certificates where applicable

Authors

Alex Denne

Head of Growth (Open Source Law) @ ¶¶Òõ¶ÌÊÓƵ | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

alex.den.21@genieai.co
Relevant legal definitions







































Clauses






























Relevant Industries

Banking & Financial Services

Real Estate

Legal Services

Insurance

Construction & Development

Property Management

Mortgage Brokerage

Notarial Services

Property Valuation

Relevant Teams

Legal

Real Estate

Credit Risk

Compliance

Mortgage Operations

Property Services

Document Management

Client Relations

Loan Administration

Risk Assessment

Relevant Roles

Mortgage Officer

Real Estate Lawyer

Property Manager

Loan Officer

Compliance Officer

Risk Manager

Legal Counsel

Notary Public

Real Estate Agent

Credit Analyst

Banking Relationship Manager

Property Valuation Specialist

Mortgage Underwriter

Real Estate Portfolio Manager

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Private Home Loan Contract

Swiss law-governed agreement establishing terms and conditions for a private home loan, including security arrangements and repayment terms.

find out more

Mortgage Loan Contract

A Swiss-law governed agreement establishing terms and conditions for a property-secured loan, including loan amount, interest rates, and security arrangements in compliance with Swiss banking regulations.

find out more

Private Mortgage Agreement

Swiss law-governed agreement establishing terms and conditions for a private mortgage, including loan details, security arrangements, and parties' obligations.

find out more

Contract Of Real Estate Mortgage

A Swiss law-governed agreement creating a security interest in real property to secure a loan, requiring public deed form and land register registration.

find out more

Mortgage Contract Agreement

A Swiss law-governed agreement establishing the terms and conditions of a mortgage loan secured against real property in Switzerland, compliant with Swiss federal and cantonal requirements.

find out more

Download our whitepaper on the future of AI in Legal

By providing your email address you are consenting to our Privacy Notice.
Thank you for downloading our whitepaper. This should arrive in your inbox shortly. In the meantime, why not jump straight to a section that interests you here: /our-research
Oops! Something went wrong while submitting the form.

³Ò±ð²Ô¾±±ð’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ³Ò±ð²Ô¾±±ð’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

Our bank-grade security infrastructure undergoes regular external audits

We are ISO27001 certified, so your data is secure

Organizational security

You retain IP ownership of your documents

You have full control over your data and who gets to see it

Innovation in privacy:

Genie partnered with the Computational Privacy Department at Imperial College London

Together, we ran a £1 million research project on privacy and anonymity in legal contracts

Want to know more?

Visit our for more details and real-time security updates.

Read our Privacy Policy.