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1. Trade-In Details: Used when the purchase involves a trade-in of existing goods, including description and value of trade-in items

2. Co-Signer Provisions: Required when a co-signer is guaranteeing the payments, including co-signer's obligations and rights

3. Extended Warranty: Included when an extended warranty is being purchased as part of the transaction

4. Delivery Terms: Required for goods that will be delivered after contract signing, including delivery timing and responsibilities

5. Return Policy: Optional section detailing any special return or exchange terms beyond statutory requirements

6. Assignment: Included when the seller may assign the contract to a financial institution or third party

1. Schedule A - Payment Schedule: Detailed breakdown of all payments, including dates, amounts, and allocation between principal and interest

2. Schedule B - Product Specifications: Detailed technical specifications and features of the goods being purchased

3. Schedule C - Disclosure Statement: Mandatory cost of credit disclosure as required by consumer protection legislation

4. Schedule D - Warranty Terms: Manufacturer's warranty terms and any additional warranty coverage

5. Appendix 1 - Insurance Requirements: Detailed insurance requirements including types of coverage, minimum amounts, and approved insurers

6. Appendix 2 - Maintenance Schedule: Required maintenance schedule for the goods to maintain warranty coverage