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1. Parties: Identification of the lender and borrower, including full legal names and addresses
2. Background: Context of the loan arrangement, business purpose, and relationship between parties
3. Definitions and Interpretation: Definitions of key terms including 'Profit', 'Participation Rate', 'Calculation Period' and interpretation rules
4. The Loan: Principal amount, purpose, drawdown conditions and basic terms of the loan
5. Profit Participation: Mechanism for calculating and paying profit share, including definition of profit base and participation percentage
6. Interest and Fees: Base interest rate, calculation methods, payment periods, and any additional fees
7. Repayment Terms: Schedule for repayment of principal, profit share payments, and early repayment provisions
8. Conditions Precedent: Conditions that must be satisfied before loan disbursement
9. Representations and Warranties: Standard and specific representations by borrower regarding business, financial condition, and authority
10. Covenants: Positive and negative obligations of the borrower, including financial covenants and reporting requirements
11. Information Rights: Lender's rights to financial information and audit rights for profit verification
12. Events of Default: Circumstances constituting default and consequences
13. Remedies: Lender's rights and remedies upon default
14. Boilerplate Provisions: Standard contract clauses including notices, amendments, governing law, and jurisdiction
1. Security: Terms of any security or guarantees - include if loan is secured
2. Subordination: Required if loan needs to be subordinated to other debt
3. Tax Provisions: Detailed tax treatment of profit participation - include if cross-border or complex tax implications
4. Currency Provisions: Include if loan or profit payments involve multiple currencies
5. Change of Control: Include if borrower's change of control should trigger special rights
6. Participation Rights: Include if lender has rights to participate in future financing rounds
7. Exit Rights: Include if specific provisions apply on sale or IPO of borrower
8. Anti-dilution Protection: Include if profit share percentage needs protection against dilution
1. Schedule 1 - Profit Calculation Methodology: Detailed formula and accounting principles for calculating profit share
2. Schedule 2 - Form of Drawdown Notice: Template for borrower to request loan disbursement
3. Schedule 3 - Financial Covenants: Specific financial ratios and thresholds to be maintained
4. Schedule 4 - Reporting Requirements: Templates and timing for financial reporting and profit share calculations
5. Schedule 5 - Security Documents: List and copies of security documents if loan is secured
6. Appendix A - Initial Business Plan: Borrower's business plan used as basis for profit projections
7. Appendix B - Permitted Indebtedness: List of existing and permitted future debt obligations
8. Appendix C - Authorized Signatories: List of persons authorized to act for each party
Financial Services
Private Equity
Venture Capital
Real Estate Development
Technology
Manufacturing
Healthcare
Mining and Resources
Renewable Energy
Infrastructure Development
Agriculture
Retail and Consumer Goods
Legal
Finance
Treasury
Tax
Compliance
Risk Management
Corporate Development
Accounting
Investment
Credit
Business Development
Chief Financial Officer
Finance Director
Investment Manager
Corporate Lawyer
Financial Controller
Treasury Manager
Investment Analyst
Risk Manager
Compliance Officer
Tax Director
Corporate Development Manager
Business Development Director
Account Manager
Credit Risk Officer
Portfolio Manager
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