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A Complaint Letter To Bank For Closing Account is a formal document used when a bank customer needs to contest or seek clarification about the closure of their banking account in Canada. This document becomes necessary when a bank has either closed an account without proper notification, without justified reason, or in a manner that the customer believes violates their rights under Canadian banking regulations. The letter should include specific account details, timeline of events, nature of the grievance, and requested resolution. It serves as an important first step in the formal complaint process under Canadian banking laws and may be necessary before escalating to the Financial Consumer Agency of Canada (FCAC) or banking ombudsman. The document must align with Canadian federal banking regulations and provincial consumer protection laws, particularly the Bank Act and Financial Consumer Agency of Canada Act.

1. Sender's Information: Full name, address, contact details, and any relevant account numbers

2. Bank's Information: Bank's name, branch address, and department/person the letter is addressed to

3. Subject Line: Clear indication that this is a complaint regarding account closure

4. Account Details: Specific details about the affected account(s) including account numbers and type

5. Timeline of Events: Chronological explanation of what occurred, including dates of closure notice and actual closure

6. Statement of Grievance: Clear explanation of why the account closure is being disputed

7. Impact Statement: Description of how the account closure has affected you

8. Request for Resolution: Specific actions you want the bank to take to resolve the situation

9. Response Timeline Request: Specification of when you expect to receive a response