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1. Property Management Provisions: Required when the property is income-generating or has existing tenant arrangements

2. Insurance Requirements: Detailed insurance obligations when specific coverage is required beyond standard mortgage requirements

3. Environmental Representations: Required for commercial properties or when environmental concerns exist

4. Co-Signer Provisions: Include when there are additional guarantors or co-signers for the assumption

5. Pre-Payment Terms: Include when specific pre-payment privileges are being transferred or modified

6. Property Tax Arrangements: Required when there are special tax payment arrangements or outstanding issues

7. Mortgage Insurance Provisions: Include when CMHC or other mortgage insurance is involved

1. Schedule A - Property Description: Legal description of the property and any included fixtures or improvements

2. Schedule B - Original Mortgage: Copy or summary of the original mortgage agreement being assumed

3. Schedule C - Current Mortgage Statement: Statement showing current balance, payment terms, and status of the mortgage

4. Schedule D - Property Tax Statement: Current status of property tax payments and any arrangements

5. Schedule E - Lender's Approval Requirements: Specific conditions required by the lender for approval of the assumption

6. Appendix 1 - Due Diligence Documents: List of required documents and confirmations for the assumption process

7. Appendix 2 - Payment Instructions: Details of payment arrangements and banking information for mortgage payments