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1. Security Arrangements: Required if the facility is secured - details of security to be provided

2. Guarantee Provisions: Required if there are guarantors - key terms of guarantee

3. Multiple Borrower Provisions: Required for multiple borrowers - joint and several liability terms

4. Special Conditions: Any unique terms specific to the borrower or facility

5. Financial Covenants: Required for corporate borrowers - financial ratios and reporting requirements

6. Regulatory Disclosures: Required for consumer loans - mandatory credit disclosure information

7. Insurance Requirements: Required for secured loans or specific facility types - mandatory insurance coverage

8. Accordion Facility: Optional provision for future increase in facility limit

1. Schedule 1 - Facility Summary: Table format summary of key commercial terms

2. Schedule 2 - Conditions Precedent: Detailed list of required documents and conditions

3. Schedule 3 - Drawdown Notice: Form of drawdown request to be used

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees

5. Schedule 5 - Repayment Schedule: Amortization schedule if term facility

6. Appendix A - Definitions: Key defined terms used in the letter

7. Appendix B - Security Details: Details of security if secured facility

8. Appendix C - Standard Terms: Bank's standard facility terms and conditions