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1. Parties: Identification of the contracting parties with full legal names, addresses, and registration details as per UAE requirements
2. Background: Context of the financial arrangement and relationship between parties
3. Definitions: Comprehensive definitions of financial and legal terms used in the agreement
4. Facility/Financial Terms: Core financial provisions including amount, purpose, and key commercial terms
5. Conditions Precedent: Prerequisites that must be satisfied before the financial obligations become effective
6. Representations and Warranties: Standard and financial-specific representations by parties
7. Payment Terms: Detailed payment obligations, schedules, and mechanics
8. Interest/Profit Rate: Interest or profit rate calculations and payment terms (structured to ensure Sharia compliance if required)
9. Security: Details of any security or collateral arrangements
10. Covenants: Financial and general covenants, including reporting requirements
11. Events of Default: Comprehensive list of default events and consequences
12. Remedies: Rights and remedies available to parties upon default or breach
13. Governing Law and Jurisdiction: UAE law as governing law and jurisdiction provisions
14. Notices: Communication procedures and contact details
15. Execution: Execution blocks meeting UAE formal requirements
1. Sharia Compliance: Required for Islamic financial products, including relevant principles and compliance statements
2. Regulatory Compliance: Specific section for regulated financial products requiring detailed compliance provisions
3. Tax Provisions: Required when transaction has significant tax implications or cross-border elements
4. Assignment and Transfer: Include when transfer or syndication rights are relevant
5. Agency Provisions: Required for syndicated facilities or where agents are involved
6. Account Bank Provisions: Required when specific account management terms are needed
7. Insurance: Required when insurance of assets or risks is part of the arrangement
8. Force Majeure: Optional but recommended for longer-term financial arrangements
1. Payment Schedule: Detailed breakdown of payment dates, amounts, and calculations
2. Security Documents: Forms of security documents and perfection requirements
3. Conditions Precedent Documents: List of required documents and conditions to be satisfied
4. Form of Notices: Standard form notices for drawdowns, transfers, etc.
5. Financial Covenants Calculations: Detailed methodology for financial covenant calculations
6. Fee Schedule: Breakdown of all applicable fees and charges
7. Reporting Requirements: Templates and requirements for periodic financial reporting
8. Know Your Customer Requirements: List of required KYC documents and verification procedures
Banking
Financial Services
Real Estate
Construction
Manufacturing
Trading
Technology
Healthcare
Education
Retail
Hospitality
Infrastructure
Energy
Transportation
Telecommunications
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Finance
Credit
Operations
Commercial
Strategy
Investment
Business Development
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Risk Manager
Corporate Finance Manager
Financial Controller
Investment Manager
Credit Manager
Banking Relationship Manager
Corporate Secretary
Business Development Manager
Finance Manager
Transaction Manager
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