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A Credit Card Request Letter is an essential document used when applying for a credit card from a UAE-based financial institution. This document is typically required as part of the formal application process and must adhere to UAE Central Bank regulations and local banking practices. The letter should include comprehensive personal information, employment details, income verification, and specific credit card preferences. It's particularly important in the UAE context as banks offer both conventional and Islamic credit card options, requiring clear specification of the desired product type. The document serves as a formal record of the application and often accompanies supporting documentation such as salary certificates, Emirates ID copies, and bank statements. The letter must be drafted in compliance with UAE Federal Law No. 14 of 2018 (Central Bank Law) and related consumer protection regulations.

1. Sender's Information: Full name, contact details, and current address of the applicant

2. Bank Details: Name and branch of the bank being addressed

3. Subject Line: Clear indication that this is a credit card request

4. Salutation: Professional greeting to the bank's credit card department

5. Purpose Statement: Clear statement of intent to apply for a credit card

6. Personal Details: Emirates ID number, passport details, and residency status

7. Employment Information: Current employer, position, and length of employment

8. Income Details: Monthly salary and any additional income sources

9. Card Preferences: Specific type of credit card being requested and desired credit limit

10. Closing Statement: Professional closing with request for processing

11. Signature Block: Space for signature, printed name, and date