1. Parties: Identification of the Account Bank, Account Holder, and any other relevant parties such as security trustees or facility agents
2. Background: Context of the agreement, relationship between parties, and purpose of the banking arrangement
3. Definitions and Interpretation: Detailed definitions of terms used throughout the agreement and interpretation rules
4. Appointment and Duration: Terms of the bank's appointment, commencement date, and duration of the agreement
5. Account Opening and Operation: Procedures for opening accounts, authorized signatories, operation mandates, and account types
6. Bank's Rights and Obligations: Detailed description of the bank's services, responsibilities, and rights regarding account operation
7. Account Holder's Rights and Obligations: Account holder's responsibilities, obligations, and rights regarding the account
8. Fees and Charges: Structure and calculation of fees, charges, and any interest arrangements
9. Instructions and Communications: Procedures for giving and accepting instructions, forms of communication, and authentication requirements
10. Security and Access: Security measures, access protocols, and authentication procedures
11. Representations and Warranties: Standard representations and warranties from both parties
12. Anti-Money Laundering Compliance: AML/CTF compliance requirements and procedures
13. Liability and Indemnity: Scope of liability, limitations, and indemnification provisions
14. Termination: Termination events, procedures, and consequences
15. Governing Law and Jurisdiction: UAE law as governing law and jurisdiction provisions
16. General Provisions: Standard boilerplate clauses including notices, amendments, and severability
