Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including mandatory information disclosures, cooling-off periods, and early repayment rules
Financial Services and Markets Act 2000: Overarching financial services regulation covering authorised lenders and financial conduct requirements
Consumer Rights Act 2015: Legislation covering fairness of contract terms, quality of goods provisions, and consumer protections including unfair terms regulations
Financial Services (Distance Marketing) Regulations 2004: Regulations for contracts concluded at a distance, including information requirements and cancellation rights
Consumer Protection from Unfair Trading Regulations 2008: Legislation prohibiting misleading actions or omissions and requiring transparent information in trading
Data Protection Act 2018 and UK GDPR: Laws governing personal data handling, privacy notices, and data processing requirements
FCA Regulations: Financial Conduct Authority rules including CONC (Consumer Credit Sourcebook), Treating Customers Fairly principles, and responsible lending requirements
Misrepresentation Act 1967: Legislation covering provisions about false statements and remedies for misrepresentation in contracts
Supply of Goods and Services Act 1982: Law establishing quality standards and fitness for purpose requirements in the supply of goods and services
