Consumer Credit Act 1974: Primary legislation regulating credit agreements, prescribing mandatory information and format requirements, and establishing consumer rights and protections in finance contracts
Financial Services and Markets Act 2000: Regulatory framework for financial services activities including licensing requirements for lenders and financial institutions
Consumer Rights Act 2015: Legislation governing fairness of contract terms, quality of goods provisions, and consumer remedies in commercial transactions
Supply of Goods and Services Act 1982: Sets out quality standards for vehicles and fitness for purpose requirements in goods and services contracts
FCA Consumer Credit Sourcebook (CONC): Regulatory handbook containing detailed rules for consumer credit firms, responsible lending requirements, and guidelines for treatment of customers in default
Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices, including misleading actions or omissions in trading activities
Data Protection Act 2018 and UK GDPR: Legislation governing the processing of personal data and privacy requirements in commercial transactions
Unfair Contract Terms Act 1977: Legislation controlling the use and limitations of exclusion clauses in contracts, including the reasonableness test
Financial Services (Distance Marketing) Regulations 2004: Regulations specifically governing financial service agreements concluded at a distance rather than face-to-face
